Meet the Roadverity Research Team

Roadverity is written and maintained by an editorial team with one focus: U.S. driver records, DMV compliance, license suspension and reinstatement, and SR-22/FR-44 filings. We don’t cover general personal finance, general insurance, or general legal topics — that narrow focus is deliberate. It’s what lets us go deeper on the specifics that actually matter: the exact statute, the exact state agency, the exact current requirement, rather than a broad overview.

How we research

Every article starts with the actual primary source: the state statute or administrative code itself, the state DMV or licensing agency’s own published guidance, and official agency contact pages and forms. We treat a state’s own .gov page as ground truth — not a law firm’s marketing summary of it, not an insurance comparison site’s paraphrase of it. Secondary sources — legal explainers, insurance-industry writing, established consumer publications — fill in gaps only where a primary source doesn’t exist or doesn’t go into enough detail, and even then we cross-check multiple secondary sources against each other before using any of them.

How we handle numbers that change, and sources that disagree

State driving law changes constantly — coverage minimums get raised, agencies get renamed or split apart, point systems get overhauled. When we find sources that disagree with each other, our first move isn’t to average them into one confident-sounding figure. It’s to find out why they disagree, because the answer is usually informative: often one source is simply older than the other, and the “conflict” is really just two snapshots taken at different points in time.

In practice, that means checking a state’s current statute text directly rather than trusting someone else’s paraphrase of it, confirming that the agency a source names still exists in the form described, and treating every dollar figure or filing period as something that needs a source with a date attached — not just a source. That discipline has caught real, checkable problems before publication: a state agency listed under the wrong department entirely, a licensing agency that had quietly been replaced by a different one, a coverage figure that was correct a few years ago and simply never got updated since. When we can resolve a disagreement this way, the article explains the resolution instead of just picking a side. When a fact is genuinely unsettled, or legitimately varies in a way no single source captures, we say so directly rather than presenting false precision — and point you to your state’s own official source to confirm.

What we won’t do

Roadverity doesn’t name or recommend specific insurers, attorneys, or service providers anywhere in our content, and nothing here is sponsored. We’re supported by advertising, not referral fees, so we have no financial reason to steer you toward any particular company.

When we get something wrong

State laws change, and even careful research occasionally misses something. Our Corrections Policy explains exactly how we handle that when it happens. If you spot something that looks outdated or incorrect, our Contact page is the fastest way to reach us — we’d rather fix it than leave it.